Company: Hudson City Bancorp Inc.
Financial Analysis
- For the past three years, calculate and discuss the importance of the following ratios:
- Liquidity Ratios—working capital, current ratio, quick/acid-test ratio, receivable turnover, average day’s sales uncollected, inventory turnover, average day’s inventory on hand, operating cycle
- Profitability Ratios—profit margin, asset turnover, return on assets, debt-to-equity ratio, return on equity
- Long-term Solvency Ratios—debt-to-equity ratio, debt to total assets, times interest earned, cash debt coverage
- Cash Flow Ratios—cash flow yield, cash flows to sales, cash flows to assets, free cash flow
- Market Strength Ratios—Earnings per share, price-earnings per share, payout ratio, book value per share
- Also, include an overview of the company’s operating segments and divisions/subsidiaries, if applicable.
- Conclusion
APA format 3-5 pages
