Anh Nguyen
RMI 415
Professor Nancy
Sansevere
December 5, 2015
Paper
Outline
Topic: General Employee
Benefit Plan financing for businesses.
Thesis: Analysis of the
different types of benefit plan financing, as well as a brief discussion of the
advantages and disadvantages of each financing choice.
I.
Introduction
a) Overview
about employee benefit plans
b) History
of employee benefit plans in the U.S.
c) How
is it important to the business and how they financing their employee benefit
plans
II.
Types of employee benefit plans that
employees would be interest in
a) Retirement
b) Leave
c) Health
plans
–
Health Maintenance Organizations (HMOs)
–
Preferred Provider Organizations (PPOs)
–
Point-of-Service Plans
–
High-Deductible Health
–
Self-Insurance
III.
Issue with the cost of employee benefits
a) Identified
differentemployees’ needs and include it in the plans
b) Employee
benefit plan process
c) Overseeing
retirement
d) Employees
don’t understand the important of the employee benefit plan
IV.
Financing for employee benefit plans
a)
Pooling
b)
Self-funding
c)
Captive insurance
d)
voluntary employee beneficiary
associations (VEBA)
V.
Evaluate
a) Advantages
and disadvantages of the financing methods
b) Evaluate
the methods for employee benefit financing plans
VI.
Conclusion
–
How Employee Benefit plans design and
financing is important for businesses
–
Types of plan design and financing
methods that are most effective
References:
Sharrieff,
M., & Media, D. (n.d.). Smallbusiness.chron.com. Hearst Newspapers. How to
Create Effective Employee Benefit Programs. December 5, 2015. Retrieved fromhttp://smallbusiness.chron.com/create-effective-employee-benefit-programs-1172.html
EMPLOYEE
BENEFITS: How To Handle Them. (n.d.), FSO Technologies Inc. December 3, 2015.
Retrieved fromhttp://fso.cpasitesolutions.com/Premium/BS/fg/fg-benefits.html
Employee
Benefit Plan Financing. (n.d.). eNotes.com Inc. December 4, 2015. Retrievedfrom
http://www.enotes.com/research-starters/employee-benefit-plan-financing#research-starter-research-starter
Risk
Management. (n.d.). eNotes.com Inc. December 5, 2015. Retrieved fromhttp://www.enotes.com/research-starters/risk-management#research-starter-research-starter
Employee
Benefit Plan Design. (n.d.). eNotes.com Inc. December 2, 2015. Retrieved from
http://www.enotes.com/research-starters/employee-benefit-plan-design Health
Benefits, Retirement
Standards,
and Workers’ Compensation: Employee Benefit Plans. (n.d.).U.S. Department of
Labor. December 5, 2015. Retrieved fromhttp://www.dol.gov/compliance/guide/erisa.htm
